Norfolk: Economy & Jobs

$66,109 is the median household income in Norfolk (about the same as Norfolk city median $66,109; 1.4× below Virginia median $93,170), with homes at a median value of $289,900. The surrounding county supports 144,085 jobs (avg $72,432).

Income & Affordability

Median household income $66,109 — below the Virginia median ($92,968). Poverty rate 16.5% (U.S. average ~12.5%). 44% of renters spend more than half their income on rent ("severely cost-burdened" by HUD definition; U.S. ~24%).

Affordability · Home Price To Income4.4×
Affordability · Home Affordabilitymoderate
Affordability · Rent Pct Income22.6%
Affordability · Rent Affordabilityaffordable
Affordability · Pct Severely Rent Burdened44.1%
Affordability · Poverty Rate16.5%
Affordability · Property Tax Pct Income4.4%
Irs Income · IRS tax returns filed$101,730
Irs Income · Total Adjusted Gross Income (thousands)$6,521,767
Irs Income · Average AGI per return$64,109 (vs Virginia $92,983)
Irs Income · Year2022
Income Estimate$72,948
Median Household Income$66,109 (vs Virginia $92,968) median_household_income: 4 observations from 2026-04-23 to 2026-04-29
Poverty Rate16.5%

Sources: IRS SOI 2022 · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Economic Character

Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.

Economic Character · Workforcemixed
Economic Character · Top IndustryEducation Healthcare
Economic Character · Income Levelmiddle-class
Economic Character · Median Income$66,109

Employment & Workforce

Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 3.3% — below the U.S. average of ~4%. 10% work from home (U.S. average ~15%).

Commuter Profile · Mean Commute Min23.00
Commuter Profile · Work From Home Pct10.2%
Commuter Profile · Profileshort commute
Employment · Avg annual employment (county)144,085
Employment · Total annual wages (county)$10,436,286,841
Employment · Average annual pay$72,432
Employment · Year2024
State Occupation Wages · Year2023
State Occupation Wages · All Occupations · Soc Code00-0000
State Occupation Wages · All Occupations · TitleAll Occupations
State Occupation Wages · All Occupations · Employment3,981,130
Unemployment Rate3.3% (vs Virginia 2.9%)

Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Industry Sectors

Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.

Business Patterns · Establishments (employer count)5,400
Business Patterns · Total Employees107,067
Business Patterns · Annual Payroll Thousands6,393,660
Business Patterns · Year2022

Sources: Census CBP API — county FIPS match

Local Business Mix

Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.

Local Businesses · Grocery Stores36
Local Businesses · Convenience Stores60
Local Businesses · Liquor Stores16
Local Businesses · Gas Stations54
Local Businesses · General Merchandise37
Local Businesses · Clothing Stores31
Local Businesses · Pet Stores3
Local Businesses · Bookstores8

Sources: Census CBP — NAICS detail codes

Dining Scene

Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.

Dining Scene · Full Service Restaurants233
Dining Scene · Fast Food257
Dining Scene · Bars19
Dining Scene · Coffee Snacks44

Sources: Census CBP NAICS 722

Banking

FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.

Branches (20)

Woodforest National Bank
0918 LITTLE CREEK WALMART BRANCH · 7530 Tidewater Dr · 23505
Wells Fargo Bank, National Association
JANAF BRANCH · 1280 N Military Hwy · 23502
PNC Bank, National Association
NORFOLK DOWNTOWN BRANCH · 555 E Main St · 23510
Truist Bank
150 WEST MAIN BRANCH · 150 W Main St · 23510
Truist Bank
GHENT BRANCH · 2100 Colonial Ave · 23517
Truist Bank
CROMWELL BRANCH · 2008 Cromwell Dr · 23509
Truist Bank
ROOSEVELT BRANCH · 2222 E Little Creek Rd · 23518
Wells Fargo Bank, National Association
ROOSEVELT GARDENS BRANCH · 2316 E Little Creek Rd · 23518
Bank of America, National Association
GHENT BRANCH · 1916 Colonial Ave · 23517
Dollar Bank, Federal Savings Bank
TIDEWATER BRANCH · 7862 Tidewater Dr · 23505
TowneBank
NORFOLK - WORLD TRADE CTR BRANCH · 101 W Main St · 23510
TowneBank
GHENT BRANCH · 1006 Colley Ave · 23507
TowneBank
WARDS CORNER BRANCH · 7500 Granby St · 23505
JPMorgan Chase Bank, National Association
GHENT BRANCH · 777 W 21st St · 23517
JPMorgan Chase Bank, National Association
DOWNTOWN NORFOLK BRANCH · 150 Granby St · 23510
TowneBank
HARBOR'S EDGE BRANCH · 1 Colley Ave · 23510
Southern Bank and Trust Company
NORFOLK BRANCH · 403 Boush St · 23510
Wells Fargo Bank, National Association
GHENT BRANCH · 2000 Colonial Ave · 23517
Bank of America, National Association
LITTLE CREEK ROAD BRANCH · 893 E Little Creek Rd · 23518
TowneBank
GHENT BRANCH · 1812 Granby St · 23517

SNAP & Food Access

USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.

Sample (5)

7-Eleven 35655H
Convenience Store · 420 Monticello Ave
7-Eleven 20485
Convenience Store · 1230 Redgate Ave
GEORGE'S SEAFOOD
Specialty Store · 3347 Chesapeake Blvd
Norfolk Naval Station Commissary 2821
Supermarket · 1588 Mall Dr
Shivya 2 Inc
Convenience Store · 7010 Auburn Ave
Nearest Snap · Name7-Eleven 35655H
Nearest Snap · Total In Area181

Sources: USDA SNAP API — state+city name match

Chamber of Commerce

IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.

Chamber Of Commerce · NameHAMPTON ROADS GLBT AND GLBT FRIENDLY CHAMBER OF COMMERCE

Sources: IRS EO BMF  ·  Refreshed 2026-04-12

Spending & Tax

Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).

Federal Spending · Federal Spending Fy2024$4,554,866,454
Federal Spending · Per Capita19,137.69 (vs Virginia $14,580)
Federal Spending · Population238,005 people (vs Virginia 42,214)

Sources: USAspending API

Other

Job Training · Total count7
Pct Drove Alone70.6%
Pct Public Transit5.0%
Pct Walked10.2%
Retirement Score · Median age32.7 years (vs Virginia 37.8y)
Retirement Score · Ss Household Pct25.2%
Retirement Score · Hospitals Nearby3
Retirement Score · Va AccessYes
Retirement Score · Factorshospital access, VA nearby
Retirement Score · Ratingfair

Sources: IRS BMF keyword search · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12