Lovingston: Economy & Jobs

Lovingston reports a median household income of $-666,666,666, with homes at a median value of $294,100. The surrounding county supports 3,982 jobs (avg $48,069).

Income & Affordability

Median household income $-666,666,666 — below the Virginia median ($92,968). Poverty rate 26.0% (U.S. average ~12.5%).

Irs Income · IRS tax returns filed$7,500
Irs Income · Total Adjusted Gross Income (thousands)$576,680
Irs Income · Average AGI per return$76,891 (vs Virginia $92,983)
Irs Income · Year2022
Income Estimate$78,085
Median Household Income$-666,666,666 (vs Virginia $92,968)
Poverty Rate26.0%

Sources: IRS SOI 2022 · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Employment & Workforce

Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. 42% work from home (U.S. average ~15%).

Commuter Profile · Work From Home Pct42.0%
Commuter Profile · Primary Modedrove alone
Employment · Avg annual employment (county)3,982
Employment · Total annual wages (county)$191,429,480
Employment · Average annual pay$48,069
Employment · Year2024
State Occupation Wages · Year2023
State Occupation Wages · All Occupations · Soc Code00-0000
State Occupation Wages · All Occupations · TitleAll Occupations
State Occupation Wages · All Occupations · Employment3,981,130

Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES)  ·  Refreshed 2026-04-12

Industry Sectors

Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.

Agriculture · Total Farms84
Agriculture · Land In Farms Acres58,081
Agriculture · Avg Farm Size Acres691.40
Agriculture · Top CommoditiesCrop Totals, Fruit & Tree Nut Totals, Animal Totals, Cattle, Field Crops, Other
Agriculture · Year2022
Business Patterns · Establishments (employer count)365
Business Patterns · Total Employees3,148
Business Patterns · Annual Payroll Thousands116,535
Business Patterns · Year2022

Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match

Local Business Mix

Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.

Local Businesses · Convenience Stores3
Local Businesses · Gas Stations10
Local Businesses · General Merchandise4
Local Businesses · Pet Grooming4
Local Businesses · Auto Repair3
Local Businesses · Funeral Homes3
Local Businesses · Real Estate Offices7
Local Businesses · Commercial Banks3

Sources: Census CBP — NAICS detail codes

Dining Scene

Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.

Dining Scene · Full Service Restaurants8
Dining Scene · Fast Food3

Sources: Census CBP NAICS 722

Banking

FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.

Branches (2)

Atlantic Union Bank
LOVINGSTON BRANCH · 124 Main St · 22949
Truist Bank
LOVINGSTON BRANCH · 93 Front St · 22949

SNAP & Food Access

USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.

Sample (5)

Dollar General 1747
Other · 88 Main St
Food Lion 1531
Supermarket · 85 Callohill Dr
Family Dollar 3402
Other · 50 Main St
Fas Mart 3532
Convenience Store · 44 Callohill Dr
Village Of Lovingston Farmers Market
Farmers and Markets · 562 Front St
Nearest Snap · NameDollar General 1747
Nearest Snap · Total In Area6

Sources: USDA SNAP API — state+city name match

Chamber of Commerce

IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.

Chamber Of Commerce · NameNELSON COUNTY CHAMBER OF COMMERCE

Sources: IRS EO BMF  ·  Refreshed 2026-04-12

Spending & Tax

Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).

Federal Spending · Federal Spending Fy2024$134,866,022
Federal Spending · Per Capita9,127.99 (vs Virginia $14,580)
Federal Spending · Population14,775 people (vs Virginia 42,214)

Sources: USAspending API

Other

Pct Drove Alone52.9%
Pct Walked42.0%
Retirement Score · Median age58.5 years (vs Virginia 37.8y)
Retirement Score · Ss Household Pct21.1%
Retirement Score · Va AccessYes
Retirement Score · Factorsolder population, VA nearby
Retirement Score · Ratingfair

Sources: Census ACS 5-Year 2023  ·  Refreshed 2026-04-12