Sterling: Economy & Jobs

$123,303 is the median household income in Sterling (1.5× below Loudoun County median $181,765; 1.3× higher than Virginia median $93,170), with homes at a median value of $526,000. The surrounding county supports 198,113 jobs (avg $84,788).

Income & Affordability

Median household income $123,303 — above the Virginia median ($92,968). Poverty rate 8.0% (U.S. average ~12.5%). 39% of renters spend more than half their income on rent ("severely cost-burdened" by HUD definition; U.S. ~24%).

Affordability · Home Price To Income4.3×
Affordability · Home Affordabilitymoderate
Affordability · Rent Pct Income19.3%
Affordability · Rent Affordabilityaffordable
Affordability · Pct Severely Rent Burdened38.6%
Affordability · Poverty Rate8.0%
Affordability · Property Tax Pct Income3.6%
Irs Income · IRS tax returns filed$209,920
Irs Income · Total Adjusted Gross Income (thousands)$31,509,369
Irs Income · Average AGI per return$150,102 (vs Virginia $92,983)
Irs Income · Year2022
Income Estimate$143,297
Median Household Income$123,303 (vs Virginia $92,968) median_household_income: 4 observations from 2026-04-23 to 2026-04-29
Poverty Rate8.0%

Sources: IRS SOI 2022 · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Economic Character

Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.

Economic Character · Workforcemixed
Economic Character · Top IndustryProfessional
Economic Character · Income Levelaffluent
Economic Character · Median Income$123,303

Employment & Workforce

Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 2.8% — below the U.S. average of ~4%. 16% work from home (U.S. average ~15%).

Commuter Profile · Mean Commute Min24.20
Commuter Profile · Work From Home Pct15.7%
Commuter Profile · Profileshort commute
Employment · Avg annual employment (county)198,113
Employment · Total annual wages (county)$16,797,557,986
Employment · Average annual pay$84,788
Employment · Year2024
State Occupation Wages · Year2023
State Occupation Wages · All Occupations · Soc Code00-0000
State Occupation Wages · All Occupations · TitleAll Occupations
State Occupation Wages · All Occupations · Employment3,981,130
Unemployment Rate2.8% (vs Virginia 2.9%)

Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Industry Sectors

Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.

Agriculture · Total Farms343
Agriculture · Land In Farms Acres33,977
Agriculture · Avg Farm Size Acres99.10
Agriculture · Top CommoditiesCrop Totals, Horticulture Totals, Fruit & Tree Nut Totals, Animal Totals, Grain
Agriculture · Year2022
Business Patterns · Establishments (employer count)12,194
Business Patterns · Total Employees182,301
Business Patterns · Annual Payroll Thousands12,922,429
Business Patterns · Year2022

Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match

Local Business Mix

Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.

Local Businesses · Grocery Stores59
Local Businesses · Convenience Stores25
Local Businesses · Liquor Stores22
Local Businesses · Gas Stations66
Local Businesses · Department Stores4
Local Businesses · General Merchandise18
Local Businesses · Clothing Stores55
Local Businesses · Pet Stores16

Sources: Census CBP — NAICS detail codes

Dining Scene

Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.

Dining Scene · Full Service Restaurants337
Dining Scene · Fast Food314
Dining Scene · Bars14
Dining Scene · Coffee Snacks83

Sources: Census CBP NAICS 722

Banking

FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.

Branches (14)

Wells Fargo Bank, National Association
CASCADES OVERLOOK BRANCH · 21361 Epicerie Plz · 20164
JPMorgan Chase Bank, National Association
STERLING CLOCK TOWER · 46910 Community Plz · 20164
Capital One, National Association
STERLING TOWN CENTER BRANCH · 21700 Towncenter Plz · 20164
Wells Fargo Bank, National Association
HERNDON JUNCTION BRANCH · 47040 Community Plz · 20164
Bank of America, National Association
CASCADES BRANCH · 20890 Davenport Dr · 20165
United Bank
DULLES BRANCH 26 BRANCH · 23510 Overland Dr · 20166
JPMorgan Chase Bank, National Association
DULLES 28 CENTER BRANCH · 21990 Colorado Dr · 20166
PNC Bank, National Association
STERLING BRANCH · 47030 Community Plz · 20164
Truist Bank
POTOMAC RUN BRANCH · 46340 Potomac Run Plz · 20164
United Bank
STERLING BRANCH · 46005 Regal Plaza St 180 · 20165
PNC Bank, National Association
DULLES TOWN CENTER BRANCH · 21111 Dulles Town Cir · 20166
Wells Fargo Bank, National Association
VA LOUDOUN COUNTY 1 BRANCH · 21200 Campus Dr · 20164
Truist Bank
STERLING BRANCH · 22550 Davis Dr · 20164
Manufacturers and Traders Trust Company
DULLES TOWN CENTER BRANCH · 21099 Dulles Town Cir · 20166

SNAP & Food Access

USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.

Sample (5)

7-Eleven Inc F 16385A
Convenience Store · 21800 Towncenter Plz
CVS PHARMACY 1424
Other · 110 Edds Ln
Food Lion 1161
Supermarket · 46081 Briarcroft Plz
Food Lion 1337
Supermarket · 20789 Great Falls Plaza
SAFEWAY 1759
Supermarket · 22350 S Sterling Blvd
Nearest Snap · Name7-Eleven Inc F 16385A
Nearest Snap · Total In Area61

Sources: USDA SNAP API — state+city name match

Chamber of Commerce

IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.

Chamber Of Commerce · NameCHAMBER OF COMMERCE LOUDOUN COUNTY

Sources: IRS EO BMF  ·  Refreshed 2026-04-12

Spending & Tax

Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).

Federal Spending · Federal Spending Fy2024$5,327,144,114
Federal Spending · Per Capita12,654.78 (vs Virginia $14,580)
Federal Spending · Population420,959 people (vs Virginia 42,214)

Sources: USAspending API

Other

Pct Drove Alone59.9%
Pct Public Transit0.7%
Pct Walked15.7%
Retirement Score · Median age35.3 years (vs Virginia 37.8y)
Retirement Score · Ss Household Pct22.8%
Retirement Score · Hospitals Nearby2
Retirement Score · Va AccessYes
Retirement Score · Factorshospital access, VA nearby
Retirement Score · Ratingfair

Sources: Census ACS 5-Year 2023  ·  Refreshed 2026-04-12