Forest: Economy & Jobs

Earnings in Forest center on a median $81,552 (about the same as Bedford County median $78,937; 1.1× below Virginia median $93,170), with homes at a median value of $319,800. The surrounding county supports 18,602 jobs (avg $48,340).

Income & Affordability

Median household income $81,552 — below the Virginia median ($92,968). Poverty rate 9.6% (U.S. average ~12.5%). 43% of renters spend more than half their income on rent ("severely cost-burdened" by HUD definition; U.S. ~24%).

Affordability · Home Price To Income3.9×
Affordability · Home Affordabilitymoderate
Affordability · Rent Pct Income16.4%
Affordability · Rent Affordabilityaffordable
Affordability · Pct Severely Rent Burdened42.9%
Affordability · Poverty Rate9.6%
Affordability · Property Tax Pct Income1.7%
Irs Income · IRS tax returns filed$38,010
Irs Income · Total Adjusted Gross Income (thousands)$3,338,233
Irs Income · Average AGI per return$87,825 (vs Virginia $92,983)
Irs Income · Year2022
Income Estimate$89,822
Median Household Income$81,552 (vs Virginia $92,968) median_household_income: 4 observations from 2026-04-23 to 2026-04-29
Poverty Rate9.6%

Sources: IRS SOI 2022 · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Economic Character

Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.

Economic Character · Workforcewhite_collar
Economic Character · Top IndustryEducation Healthcare
Economic Character · Income Levelupper-middle
Economic Character · Median Income$81,552

Employment & Workforce

Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 2.1% — below the U.S. average of ~4%. 16% work from home (U.S. average ~15%).

Commuter Profile · Mean Commute Min21.90
Commuter Profile · Work From Home Pct15.6%
Commuter Profile · Profileshort commute
Employment · Avg annual employment (county)18,602
Employment · Total annual wages (county)$899,220,270
Employment · Average annual pay$48,340
Employment · Year2024
State Occupation Wages · Year2023
State Occupation Wages · All Occupations · Soc Code00-0000
State Occupation Wages · All Occupations · TitleAll Occupations
State Occupation Wages · All Occupations · Employment3,981,130
Unemployment Rate2.1% (vs Virginia 2.9%)

Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Industry Sectors

Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.

Agriculture · Total Farms122
Agriculture · Land In Farms Acres155,334
Agriculture · Avg Farm Size Acres1,273.20
Agriculture · Top CommoditiesAnimal Totals, Cattle, Crop Totals, Field Crops, Other, Horticulture Totals
Agriculture · Year2022
Business Patterns · Establishments (employer count)1,812
Business Patterns · Total Employees16,865
Business Patterns · Annual Payroll Thousands774,562
Business Patterns · Year2022

Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match

Local Business Mix

Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.

Local Businesses · Grocery Stores8
Local Businesses · Convenience Stores17
Local Businesses · Liquor Stores5
Local Businesses · Gas Stations20
Local Businesses · General Merchandise14
Local Businesses · Electronics Stores3
Local Businesses · New Car Dealers7
Local Businesses · Used Car Dealers7

Sources: Census CBP — NAICS detail codes

Dining Scene

Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.

Dining Scene · Full Service Restaurants44
Dining Scene · Fast Food38
Dining Scene · Coffee Snacks7

Sources: Census CBP NAICS 722

Banking

FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.

Branches (8)

Atlantic Union Bank
FOREST BRANCH · 14915 Forest Rd · 24551
Bank of the James
FOREST BRANCH · 17000 Forest Rd · 24551
The First Bank and Trust Company
LYNCHBURG BRANCH · 17011 Forest Rd · 24551
Select Bank
Select Bank · 211 Gristmill Dr · 24551
Truist Bank
GRAVES MILL BRANCH · 17923 Forest Rd · 24551
First National Bank
GRAVES MILL BRANCH · 18077 Forest Rd · 24551
First National Bank
FOREST BRANCH · 14417 Forest Rd · 24551
Wells Fargo Bank, National Association
GRAVES MILL CENTER BRANCH · 17967 Forest Rd · 24551

SNAP & Food Access

USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.

Sample (5)

Sheetz 261
Convenience Store · 12259 E Lynchburg Salem Tpke
Dollar General 7198
Other · 17421 Forest Rd
Food Lion 657
Supermarket · 18013 Forest Rd
Food Lion 1537
Supermarket · 12130 E Lynchburg Salem Tpke
Kroger 377
Super Store · 15069 Forest Rd
Nearest Snap · NameSheetz 261
Nearest Snap · Total In Area19

Sources: USDA SNAP API — state+city name match

Chamber of Commerce

IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.

Chamber Of Commerce · NameBEDFORD AREA CHAMBER OF COMMERCE FOUNDATION INC

Sources: IRS EO BMF  ·  Refreshed 2026-04-12

Spending & Tax

Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).

Federal Spending · Federal Spending Fy2024$649,842,883
Federal Spending · Per Capita8,178.03 (vs Virginia $14,580)
Federal Spending · Population79,462 people (vs Virginia 42,214)

Sources: USAspending API

Other

Pct Drove Alone80.4%
Pct Public Transit0.1%
Pct Walked15.6%
Retirement Score · Median age39.2 years (vs Virginia 37.8y)
Retirement Score · Ss Household Pct33.1%
Retirement Score · Hospitals Nearby1
Retirement Score · Va AccessYes
Retirement Score · Factorsstrong SS base, hospital access, VA nearby
Retirement Score · Ratinggood

Sources: Census ACS 5-Year 2023  ·  Refreshed 2026-04-12