Winchester: Economy & Jobs

$63,974 is the median household income in Winchester (about the same as Winchester city median $63,974; 1.5× below Virginia median $93,170), with homes at a median value of $343,000. The surrounding county supports 24,937 jobs (avg $62,266).

Income & Affordability

Median household income $63,974 — below the Virginia median ($92,968). Poverty rate 21.5% (U.S. average ~12.5%). 43% of renters spend more than half their income on rent ("severely cost-burdened" by HUD definition; U.S. ~24%).

Affordability · Home Price To Income5.4×
Affordability · Home Affordabilityexpensive
Affordability · Rent Pct Income24.3%
Affordability · Rent Affordabilityaffordable
Affordability · Pct Severely Rent Burdened43.2%
Affordability · Poverty Rate21.5%
Affordability · Property Tax Pct Income4.1%
Irs Income · IRS tax returns filed$14,220
Irs Income · Total Adjusted Gross Income (thousands)$1,065,858
Irs Income · Average AGI per return$74,955 (vs Virginia $92,983)
Irs Income · Year2022
Income Estimate$73,667
Median Household Income$63,974 (vs Virginia $92,968) median_household_income: 2 observations from 2026-04-23 to 2026-04-23
Poverty Rate21.5%

Sources: IRS SOI 2022 · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Economic Character

Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.

Economic Character · Workforcemixed
Economic Character · Top IndustryEducation Healthcare
Economic Character · Income Levelmiddle-class
Economic Character · Median Income$63,974

Employment & Workforce

Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 4.2% — near the U.S. average of ~4%. 14% work from home (U.S. average ~15%).

Commuter Profile · Mean Commute Min19.60
Commuter Profile · Work From Home Pct14.0%
Commuter Profile · Profileshort commute
Employment · Avg annual employment (county)24,937
Employment · Total annual wages (county)$1,552,716,158
Employment · Average annual pay$62,266
Employment · Year2024
State Occupation Wages · Year2023
State Occupation Wages · All Occupations · Soc Code00-0000
State Occupation Wages · All Occupations · TitleAll Occupations
State Occupation Wages · All Occupations · Employment3,981,130
Unemployment Rate4.2% (vs Virginia 2.9%)

Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Industry Sectors

Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.

Business Patterns · Establishments (employer count)1,368
Business Patterns · Total Employees23,831
Business Patterns · Annual Payroll Thousands1,215,212
Business Patterns · Year2022

Sources: Census CBP API — county FIPS match

Local Business Mix

Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.

Local Businesses · Grocery Stores6
Local Businesses · Convenience Stores3
Local Businesses · Gas Stations13
Local Businesses · Department Stores3
Local Businesses · General Merchandise10
Local Businesses · Clothing Stores10
Local Businesses · Bookstores4
Local Businesses · Electronics Stores8

Sources: Census CBP — NAICS detail codes

Dining Scene

Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.

Dining Scene · Full Service Restaurants58
Dining Scene · Fast Food55
Dining Scene · Bars3
Dining Scene · Coffee Snacks11

Sources: Census CBP NAICS 722

Banking

FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.

Branches (20)

United Bank
KERNSTOWN BRANCH · 4095 Valley Pike · 22602
First Bank
WINCHESTER WEST FINANCIAL CENTER BRANCH · 208 Crock Wells Mill Dr · 22603
The First Bank and Trust Company
WINCHESTER OFFICE BRANCH · 116 S Stewart St · 22601
United Bank
NORTH WINCHESTER BRANCH · 1447 N Frederick Pike · 22603
First Bank
WINCHESTER FINANCIAL CENTER BRANCH · 1835 Valley Ave · 22601
First-Citizens Bank & Trust Company
2800 VALLEY AVE BRANCH · 2147 Valley Ave · 22601
City National Bank of West Virginia
WINCHESTER BRANCH · 1830 Valley Ave · 22601
Bank Of Clarke
SUNNYSIDE BRANCH · 1460 N Frederick Pike · 22603
Farmers & Merchants Bank
WINCHESTER DOWNTOWN BRANCH · 3 S Cameron St · 22601
Truist Bank
AMHERST STREET BRANCH · 1800 Amherst St · 22601
Truist Bank
PLEASANT VALLEY BRANCH · 2250 S Pleasant Valley Rd · 22601
Bank Of Clarke
PLEASANT VALLEY BRANCH · 2555 S Pleasant Valley Rd · 22601
Bank Of Clarke
SENSENY ROAD BRANCH · 1508 Senseny Rd · 22602
Bank Of Clarke
OLD TOWN CENTER · 202 N Loudoun St · 22601
Wells Fargo Bank, National Association
RIVENDELL COURT BRANCH · 110 Rivendell Ct · 22603
United Bank
522 SOUTH BRANCH · 199 Front Royal Pike · 22602
Burke & Herbert Bank & Trust Company
JUBAL EARLY BRANCH · 100 W Jubal Early Dr · 22601
United Bank
ROUTE 50 WEST BRANCH · 2051 Northwestern Pike · 22603
Virginia National Bank
CREEKSIDE OFFICE · 3119 Valley Ave · 22601
Farmers & Merchants Bank
WINCHESTER BRANCH · 45 E Boscawen St · 22601

SNAP & Food Access

USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.

Sample (5)

Sheetz 309
Convenience Store · 1574 Martinsburg Pike
Dollar General 9566
Other · 2824 Valley Ave
Handy Mart 6
Convenience Store · 2605 Valley Ave
Sheetz 207
Convenience Store · 1683 Berryville Pike
Martins Food Market 6283
Supermarket · 400 Gateway Dr
Nearest Snap · NameSheetz 309
Nearest Snap · Total In Area79

Sources: USDA SNAP API — state+city name match

Chamber of Commerce

IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.

Chamber Of Commerce · NameBEDFORD AREA CHAMBER OF COMMERCE FOUNDATION INC

Sources: IRS EO BMF  ·  Refreshed 2026-04-12

Spending & Tax

Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).

Federal Spending · Federal Spending Fy2024$159,966,596
Federal Spending · Per Capita5,688.71 (vs Virginia $14,580)
Federal Spending · Population28,120 people (vs Virginia 42,214)

Sources: USAspending API

Other

Job Training · Total count1
Pct Drove Alone71.5%
Pct Public Transit5.5%
Pct Walked14.0%
Retirement Score · Median age36.8 years (vs Virginia 37.8y)
Retirement Score · Ss Household Pct30.9%
Retirement Score · Hospitals Nearby1
Retirement Score · Va AccessYes
Retirement Score · Factorsstrong SS base, hospital access, VA nearby
Retirement Score · Ratinggood

Sources: IRS BMF keyword search · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12