Lake Wilderness: Economy & Jobs

Lake Wilderness reports a median household income of $120,700 (1.1× higher than Spotsylvania County median $112,738; 1.3× higher than Virginia median $93,170), with homes at a median value of $353,100. The surrounding county supports 37,842 jobs (avg $52,962).

Income & Affordability

Median household income $120,700 — above the Virginia median ($92,968). Poverty rate 1.5% (U.S. average ~12.5%). 4% of renters spend more than half their income on rent ("severely cost-burdened" by HUD definition; U.S. ~24%).

Affordability · Home Price To Income2.9×
Affordability · Home Affordabilityaffordable
Affordability · Rent Pct Income17.3%
Affordability · Rent Affordabilityaffordable
Affordability · Pct Severely Rent Burdened4.3%
Affordability · Poverty Rate1.5%
Affordability · Property Tax Pct Income1.4%
Irs Income · IRS tax returns filed$71,460
Irs Income · Total Adjusted Gross Income (thousands)$6,027,729
Irs Income · Average AGI per return$84,351 (vs Virginia $92,983)
Irs Income · Year2022
Income Estimate$131,934
Median Household Income$120,700 (vs Virginia $92,968) median_household_income: 2 observations from 2026-04-23 to 2026-04-23
Poverty Rate1.5%

Sources: IRS SOI 2022 · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Economic Character

Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.

Economic Character · Workforcemixed
Economic Character · Top IndustryEducation Healthcare
Economic Character · Income Levelaffluent
Economic Character · Median Income$120,700

Employment & Workforce

Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 2.9% — below the U.S. average of ~4%. 13% work from home (U.S. average ~15%).

Commuter Profile · Mean Commute Min37.70
Commuter Profile · Work From Home Pct12.8%
Commuter Profile · Profilelong commute / bedroom community
Employment · Avg annual employment (county)37,842
Employment · Total annual wages (county)$2,004,201,018
Employment · Average annual pay$52,962
Employment · Year2024
State Occupation Wages · Year2023
State Occupation Wages · All Occupations · Soc Code00-0000
State Occupation Wages · All Occupations · TitleAll Occupations
State Occupation Wages · All Occupations · Employment3,981,130
Unemployment Rate2.9% (at Virginia median)

Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Industry Sectors

Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.

Agriculture · Total Farms23
Agriculture · Land In Farms Acres24,657
Agriculture · Avg Farm Size Acres1,072.00
Agriculture · Top CommoditiesCrop Totals, Animal Totals, Grain, Cattle, Soybeans
Agriculture · Year2022
Business Patterns · Establishments (employer count)2,765
Business Patterns · Total Employees33,934
Business Patterns · Annual Payroll Thousands1,562,107
Business Patterns · Year2022

Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match

Local Business Mix

Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.

Local Businesses · Grocery Stores21
Local Businesses · Convenience Stores21
Local Businesses · Liquor Stores7
Local Businesses · Gas Stations35
Local Businesses · General Merchandise18
Local Businesses · Clothing Stores10
Local Businesses · Pet Stores4
Local Businesses · Electronics Stores7

Sources: Census CBP — NAICS detail codes

Dining Scene

Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.

Dining Scene · Full Service Restaurants75
Dining Scene · Fast Food100
Dining Scene · Bars3
Dining Scene · Coffee Snacks13

Sources: Census CBP NAICS 722

Banking

FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.

Branches (10)

Bank of America, National Association
COSNERS CORNER BRANCH · 10065 Patriot Hwy · 22407
Atlantic Union Bank
CHANCELLOR BRANCH · 4109 Plank Rd · 22407
Woodforest National Bank
FREDERICKSBURG WAL-MART BRANCH · 10001 Southpoint Pkwy · 22407
Truist Bank
ROUTE 3 BRANCH · 3600 Plank Rd · 22407
Wells Fargo Bank, National Association
SALEM CHURCH BRANCH · 4246 Plank Rd · 22407
PNC Bank, National Association
CHANCELLOR BRANCH · 4319 Plank Rd · 22407
United Bank
COURTHOUSE RD BRANCH 22 · 10800a Courthouse Rd · 22408
Blue Ridge Bank, National Association
FREDERICKSBURG BRANCH · 10645 Courthouse Rd · 22407
Carter Bank & Trust
ROUTE 3 BRANCH · 1204 Bragg Rd · 22407
JPMorgan Chase Bank, National Association
COSNER'S CORNER BRANCH · 9659 Patriot Way · 22407

Chamber of Commerce

IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.

Chamber Of Commerce · NameBEDFORD AREA CHAMBER OF COMMERCE FOUNDATION INC

Sources: IRS EO BMF  ·  Refreshed 2026-04-12

Spending & Tax

Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).

Federal Spending · Federal Spending Fy2024$19,944,860,027
Federal Spending · Per Capita142,430.73 (vs Virginia $14,580)
Federal Spending · Population140,032 people (vs Virginia 42,214)

Sources: USAspending API

Other

Pct Drove Alone79.9%
Pct Walked12.8%
Retirement Score · Median age36.1 years (vs Virginia 37.8y)
Retirement Score · Ss Household Pct32.8%
Retirement Score · Hospitals Nearby1
Retirement Score · Factorsstrong SS base, hospital access
Retirement Score · Ratingfair

Sources: Census ACS 5-Year 2023  ·  Refreshed 2026-04-12