St. Paul: Economy & Jobs
Earnings in St. Paul center on a median $33,000 (1.5× below Russell County median $50,012; 2.8× below Virginia median $93,170), with homes at a median value of $176,100. The surrounding county supports 6,150 jobs (avg $48,286).
- $55,630 avg taxable income per return — higher than the median household income (vs Virginia $92,983).
Income & Affordability
Median household income $33,000 — below the Virginia median ($92,968). Poverty rate 30.8% (U.S. average ~12.5%). 38% of renters spend more than half their income on rent ("severely cost-burdened" by HUD definition; U.S. ~24%).
| Affordability · Home Price To Income | 5.3× |
|---|---|
| Affordability · Home Affordability | expensive |
| Affordability · Rent Pct Income | 17.0% |
| Affordability · Rent Affordability | affordable |
| Affordability · Pct Severely Rent Burdened | 38.1% |
| Affordability · Poverty Rate | 30.8% |
| Affordability · Property Tax Pct Income | 2.6% |
| Irs Income · IRS tax returns filed | $9,800 |
| Irs Income · Total Adjusted Gross Income (thousands) | $545,175 |
| Irs Income · Average AGI per return | $55,630 (vs Virginia $92,983) |
| Irs Income · Year | 2022 |
| Income Estimate | $33,677 |
| Median Household Income | $33,000 (vs Virginia $92,968) |
| Poverty Rate | 30.8% |
Sources: IRS SOI 2022 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Economic Character
Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.
| Economic Character · Workforce | white_collar |
|---|---|
| Economic Character · Top Industry | Professional |
| Economic Character · Income Level | lower-income |
| Economic Character · Median Income | $33,000 |
Employment & Workforce
Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 3.8% — near the U.S. average of ~4%. 13% work from home (U.S. average ~15%).
| Commuter Profile · Work From Home Pct | 12.7% |
|---|---|
| Commuter Profile · Primary Mode | drove alone |
| Employment · Avg annual employment (county) | 6,150 |
| Employment · Total annual wages (county) | $296,977,161 |
| Employment · Average annual pay | $48,286 |
| Employment · Year | 2024 |
| State Occupation Wages · Year | 2023 |
| State Occupation Wages · All Occupations · Soc Code | 00-0000 |
| State Occupation Wages · All Occupations · Title | All Occupations |
| State Occupation Wages · All Occupations · Employment | 3,981,130 |
| Unemployment Rate | 3.8% (vs Virginia 2.9%) |
Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Industry Sectors
Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.
| Agriculture · Total Farms | 264 |
|---|---|
| Agriculture · Land In Farms Acres | 860 |
| Agriculture · Avg Farm Size Acres | 3.30 |
| Agriculture · Top Commodities | Animal Totals, Cattle, Crop Totals, Field Crops, Other, Grain |
| Agriculture · Year | 2022 |
| Business Patterns · Establishments (employer count) | 451 |
| Business Patterns · Total Employees | 5,648 |
| Business Patterns · Annual Payroll Thousands | 237,604 |
| Business Patterns · Year | 2022 |
Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match
Local Business Mix
Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.
| Local Businesses · Gas Stations | 15 |
|---|---|
| Local Businesses · General Merchandise | 9 |
| Local Businesses · Florists | 3 |
| Local Businesses · Beauty Salons | 4 |
| Local Businesses · Auto Repair | 7 |
| Local Businesses · Funeral Homes | 4 |
| Local Businesses · Commercial Banks | 12 |
| Local Businesses · Insurance Agencies | 11 |
Sources: Census CBP — NAICS detail codes
Dining Scene
Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.
| Dining Scene · Full Service Restaurants | 14 |
|---|---|
| Dining Scene · Fast Food | 16 |
Sources: Census CBP NAICS 722
Banking
FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.
Branches (6)
SNAP & Food Access
USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.
Sample (3)
| Nearest Snap · Name | Dollar General 15629 |
|---|---|
| Nearest Snap · Total In Area | 20 |
Sources: USDA SNAP — county FIPS aggregate
Chamber of Commerce
IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.
| Chamber Of Commerce · Name | BEDFORD AREA CHAMBER OF COMMERCE FOUNDATION INC |
|---|
Sources: IRS EO BMF · Refreshed 2026-04-12
Spending & Tax
Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).
| Federal Spending · Federal Spending Fy2024 | $205,211,091 |
|---|---|
| Federal Spending · Per Capita | 7,959.78 (vs Virginia $14,580) |
| Federal Spending · Population | 25,781 people (vs Virginia 42,214) |
Sources: USAspending API
Other
| Pct Drove Alone | 69.1% |
|---|---|
| Pct Public Transit | 6.5% |
| Pct Walked | 12.7% |
| Retirement Score · Median age | 41.1 years (vs Virginia 37.8y) |
| Retirement Score · Ss Household Pct | 46.0% |
| Retirement Score · Hospitals Nearby | 1 |
| Retirement Score · Va Access | Yes |
| Retirement Score · Factors | older population, strong SS base, hospital access, VA nearby |
| Retirement Score · Rating | excellent |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12