White Stone: Housing & Real Estate
Housing in White Stone centers on a median value of $193,200 (estimated market value runs 14% higher at $220,311), with median rent $968 (1.1× below Lancaster County median $1,033; 1.6× below Virginia median $1,579). Homeownership rate: 55.1%. That's 1.7× below the Lancaster County median ($327,000); 2.0× below the Virginia median ($383,700). Market is warm. Vacancy rate 15.4%. New construction makes up 2.5% of stock. A municipal building code is in effect.
- 3.3× annual income — home value vs. household income (vs Virginia 4.1×).
- 16.6 years to break even renting at the median (vs Virginia 19y).
- 4-BR rent is 2.1× a studio — rent gradient by unit size.
- Median rent 7% below HUD 2-BR FMR — local market vs federal subsidy benchmark.
Home Values & Rent
Median home value $193,200 — 0.5× the Virginia median ($382,500). Median rent $968/month. homeownership rate 55.1% — below the U.S. share of ~65%.
| Affordability · Home Price To Income | 3.3× |
|---|---|
| Affordability · Home Affordability | moderate |
| Affordability · Rent Pct Income | 20.8% |
| Affordability · Rent Affordability | affordable |
| Affordability · Pct Severely Rent Burdened | 15.8% |
| Affordability · Poverty Rate | 3.3% |
| Affordability · Property Tax Pct Income | 1.4% |
| Fair Market Rent · Studio rent | $857 (vs Virginia $1,492) |
| Fair Market Rent · One-bedroom rent | $862 (vs Virginia $1,512) |
| Fair Market Rent · Two-bedroom rent | $1,052 (vs Virginia $1,713) |
| Fair Market Rent · Three-bedroom rent | $1,463 (vs Virginia $2,376) |
| Fair Market Rent · Four-bedroom rent | $1,765 (vs Virginia $2,797) |
| Fair Market Rent · HUD FMR area | Lancaster County, VA |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $220,311 |
| Median Home Value | $193,200 (vs Virginia $382,500) |
| Median Rent | $968 (vs Virginia $1,714) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | warm |
|---|---|
| Housing Market · Vacancy rate | 15.4% |
| Housing Market · New construction (% of stock) | 2.5% |
| Housing Market · Price Appreciation 2Yr | 5.8% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Systems (1)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% (at Virginia median) |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% (at Virginia median) |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% (at Virginia median) |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 0.0% (vs Virginia 0.5%) |
| Broadband · Broadband-capable premises | 277 |
| Electricity · Electricity rate (¢/kWh) | 14.41¢/kWh |
| Electricity · Customers | 3654481 |
| Electricity · Revenue Millions | $6,524 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0.000000000 |
| Mobile Broadband · 4G mobile coverage | 1.000000000 (at Virginia median) |
| Mobile Broadband · 5G mobile coverage | 0.956521739 (vs Virginia 100.0%) |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · Refreshed 2026-04-12
Other
| Homeownership Rate | 55.1% (vs Virginia 64.4%) |
|---|---|
| Median Year Built | 1970 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12