Culpeper: Economy & Jobs

Households in Culpeper earn a median $94,721 (1.1× below Culpeper County median $100,049; about the same as Virginia median $93,170), with homes at a median value of $390,000. The surrounding county supports 16,369 jobs (avg $56,499).

Income & Affordability

Median household income $94,721 — near the Virginia median ($92,968). Poverty rate 12.8% (U.S. average ~12.5%). 26% of renters spend more than half their income on rent ("severely cost-burdened" by HUD definition; U.S. ~24%).

Affordability · Home Price To Income4.1×
Affordability · Home Affordabilitymoderate
Affordability · Rent Pct Income17.8%
Affordability · Rent Affordabilityaffordable
Affordability · Pct Severely Rent Burdened26.0%
Affordability · Poverty Rate12.8%
Affordability · Property Tax Pct Income2.3%
Irs Income · IRS tax returns filed$25,750
Irs Income · Total Adjusted Gross Income (thousands)$2,025,387
Irs Income · Average AGI per return$78,656 (vs Virginia $92,983)
Irs Income · Year2022
Income Estimate$104,184
Median Household Income$94,721 (vs Virginia $92,968) median_household_income: 2 observations from 2026-04-23 to 2026-04-23
Poverty Rate12.8%

Sources: IRS SOI 2022 · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Economic Character

Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.

Economic Character · Workforcemixed
Economic Character · Top IndustryEducation Healthcare
Economic Character · Income Levelupper-middle
Economic Character · Median Income$94,721

Employment & Workforce

Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 1.6% — below the U.S. average of ~4%. 10% work from home (U.S. average ~15%).

Commuter Profile · Mean Commute Min31.90
Commuter Profile · Work From Home Pct10.3%
Commuter Profile · Profilemoderate commute
Employment · Avg annual employment (county)16,369
Employment · Total annual wages (county)$924,839,461
Employment · Average annual pay$56,499
Employment · Year2024
State Occupation Wages · Year2023
State Occupation Wages · All Occupations · Soc Code00-0000
State Occupation Wages · All Occupations · TitleAll Occupations
State Occupation Wages · All Occupations · Employment3,981,130
Unemployment Rate1.6% (vs Virginia 2.9%)

Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Industry Sectors

Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.

Agriculture · Total Farms11
Agriculture · Land In Farms Acres13,945
Agriculture · Avg Farm Size Acres1,267.70
Agriculture · Top CommoditiesCrop Totals, Horticulture Totals, Animal Totals, Vegetable Totals, Grain
Agriculture · Year2022
Business Patterns · Establishments (employer count)1,111
Business Patterns · Total Employees13,854
Business Patterns · Annual Payroll Thousands715,312
Business Patterns · Year2022

Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match

Local Business Mix

Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.

Local Businesses · Grocery Stores9
Local Businesses · Convenience Stores3
Local Businesses · Liquor Stores4
Local Businesses · Gas Stations17
Local Businesses · General Merchandise7
Local Businesses · Electronics Stores5
Local Businesses · New Car Dealers4
Local Businesses · Used Car Dealers7

Sources: Census CBP — NAICS detail codes

Dining Scene

Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.

Dining Scene · Full Service Restaurants30
Dining Scene · Fast Food35
Dining Scene · Coffee Snacks5

Sources: Census CBP NAICS 722

Banking

FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.

Branches (7)

Atlantic Union Bank
CULPEPER NORTH BRANCH · 717 James Madison Hwy · 22701
Oak View National Bank
CULPEPER OFFICE BRANCH · 450 James Madison Hwy · 22701
Blue Ridge Bank, National Association
CULPEPER OFFICE BRANCH · 701 S Main St · 22701
Wells Fargo Bank, National Association
CULPEPER MARKETPLACE BRANCH · 795 Nalles Mill Rd · 22701
Truist Bank
CULPEPER COLONNADE BRANCH · 15345 Creativity Dr · 22701
Atlantic Union Bank
CULPEPER SOUTH BRANCH · 231 Southgate Shopping Ctr · 22701
Truist Bank
CULPEPER BRANCH · 703 James Madison Hwy · 22701

SNAP & Food Access

USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.

Sample (5)

3 Star Food Mart
Convenience Store · 1350 Orange Rd
SAFEWAY 1538
Supermarket · 309 Southgate Shopping Ctr
Walmart Supercenter 2136
Super Store · 801 James Madison Hwy
Walgreens 11675
Other · 15250 Montanus Dr
CVS 1566
Other · 150 Madison Rd
Nearest Snap · Name3 Star Food Mart
Nearest Snap · Total In Area28

Sources: USDA SNAP API — state+city name match

Chamber of Commerce

IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.

Chamber Of Commerce · NameCULPEPER COUNTY CHAMBER OF COMMERCE INC

Sources: IRS EO BMF  ·  Refreshed 2026-04-12

Spending & Tax

Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).

Federal Spending · Federal Spending Fy2024$304,911,095
Federal Spending · Per Capita5,802.08 (vs Virginia $14,580)
Federal Spending · Population52,552 people (vs Virginia 42,214)

Sources: USAspending API

Other

Job Training · Total count1
Pct Drove Alone65.2%
Pct Public Transit2.8%
Pct Walked10.3%
Retirement Score · Median age32.5 years (vs Virginia 37.8y)
Retirement Score · Ss Household Pct23.5%
Retirement Score · Hospitals Nearby1
Retirement Score · Va AccessYes
Retirement Score · Factorshospital access, VA nearby
Retirement Score · Ratingfair

Sources: IRS BMF keyword search · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12